Callaway Rogue Max LS 18 degree fairway with GD AD VR 7 stiff shaft At the moment I'm favouring The Paradise Bar Just scroll through the first three pages of the forum or so to find similar questions + answers. Really the only option inside Memphis that would be close to you. Country clubs have a wide range of costs. 13,406 were here. golfinbrad The greens were fairly small (at least that's my memory 10+ years later) and had very thick rough surrounding them. Also, there are many nice public/semi private courses in the area worth checking out. Any other thoughts on private courses I'd love to hear. Unlimited play subject to course events. I know a couple members and will check on group availabilities. In April of 2014, Big Spring Country Club and Harmony Landing Country Club merged into one consolidated Club (Big Spring Country Club), giving members access to two beautiful facilities for one membership and making BSCC the BIG savings at more than 60 Top Colorado courses and private clubs, and so much more! Contact Lindsey Gaty for info but I was very happy with the quote for such a nice, private club with no tee times and a top notch clubhouse. The Slamming Butcher A variety of membership categories are available to suit your specific needs; however, the number of full memberships is, Cherry Blossom Golf Course & Country Club, Located just minutes from Lexington and miles from the ordinary, Cherry Blossom Golf & Country Club has been called "Kentucky's best new golf course," and was recently voted by Golf Week as the "#1 public golf course in the state of Kentucky. Wyndike is pretty great of all those. Big Spring Country Club is home to our Big Spring Campus in Louisville and our Harmony Landing. Smaller courses could be as little as $200 per month, while more prestigious clubs are much more. Without membership you can only access the restaurant, the course and all other facilities of the club are by invitation only. Any other courses worth checking out? Memberships valid from opening day to late October, weather permitting. Also, Golf Club feels more like what I picture when I think of a private club, but the drive is 10 minutes farther (each way) just long enough to make me think it about it. I havent really looked into the oaks because its the opposite side of town from me (Im in BA vs. Oaks in west of the river). Forest Ridge is where I play most of my golf now. ta.queueForLoad : function(f, g){document.addEventListener('DOMContentLoaded', f);})(function(){ta.trackEventOnPage('postLinkInline', 'impression', 'postLinks-70709521', '');}, 'log_autolink_impression');Amsterdam has something special to offer:-)). For more information, please contact Membership Director, Mike Grenier at 760.610.8244 or email mikeg@bighorngolf.com. Meet fellow members, make new friends and have everything on your wishlist. . Palm Springs country club membership dues in 2021: Bermuda Dunes Initiation Fee: $10,000 Monthly Dues: $995 . Thanks for the reply even if it's a little late. Early Bird rates are no longer available. If you are looking at Windyke and just want golf I would also look at Memphis National. I'm trying to decide if its the right way to go. Germantown country club- once again fits the budget and the course looks really nice from online. The club features two championship golf courses, 26 Har-Tru tennis courts, a modern 52,000-square-foot Clubhouse with a 450-person dining room, a state-of-the-art spa and a fitness center. The distinctive character of The International is mainly in the contemporary nature of the golf course, the club house and the members. Given your age, you may find a good deal here as the club is hungry for membership. imo. Residents at The Springs enjoy access to our most popular amenities, including golf options, dining, social events, racquet sports, and fitness center. Have a coworker who is a member at colonial and he loves it. I haven't played it since the remodel but both Memphis CC and Chickasaw were pretty similar to me. Whether you are searching for an individual, family, or corporate golf membership, it's important that your Kentucky golf membership provides the right kind of course, environment, and amenities that meet your needs. Again, I don't know what kind of money you're looking to spend, but as mentioned above Tulsa CC is a great choice, as is The Oaks. ta.queueForLoad : function(f, g){document.addEventListener('DOMContentLoaded', f);})(function(){ta.trackEventOnPage('postLinkInline', 'impression', 'postLinks-70704031', '');}, 'log_autolink_impression');Amsterdam. The East also hosts the Monday qualifier for the FedEx St. Jude Classic. 2023 Membership Rates. Course Info. Then, explore membership options that fit your needs, find the perfect home and start living your dream. I don't much care for Indian Springs, especially with the apartments and the rabble that comes along with Section 8. All Rights Reserved. They did have a young member rate at the time, but can't comment on whether it is still an option today. Just a BTW -----Friday night at the Paradise Club is not couples only. Any suggestions would be greatly appreciated. Golf at Golf Club of OK), but it never quite grabbed them. If you are a resident of another country or region, please select the appropriate version of Tripadvisor for your country or region in the drop-down menu. Spring Creek is a long way out but love the clubhouse and extras, also the owner(Dr Meyer) is super nice. Ridgeway is a very good course but a little farther out of town. I have a young family and this is a big bummer for me as it is less intrusive on the family if I can be back home by 11:00am or earlier I sent you a message. Good luck with your search, and feel free to PM me with any questions as far as Tulsa golf, and or Tulsa itself are concerned. Golf & Country Club Memberships in Kentucky. I'd categorize them as sort of in the middle ground in terms of conditioning, but Mirimichi and Cherokee Valley (in Mississippi) are within driving distance of Memphis. Maywood is a great test for any golfer and measures more than 7200 yards from the championship tees. The Big Spring Country Club, located in Big Spring, TX, is a Golf Course that offers playing grounds, practice areas for driving and putting, and other facilities for golfers. Big Spring Country Club. Choosing the right club is a big . As far as public/semi private courses are concerned, I should mention Emerald Falls, Forest Ridge, Clary Fields and Battle Creek as places to check out as well. Find 6 Golf Courses within 39.5 miles of Big Spring Country Club. Find a way on it and play it and you'll leave there saying, "there's no way a guy shot 59 here!". Those are in fact way so many first time visitors go to Amsterdam. Display as a link instead, You cannot paste images directly. Old school course that's 100 years old and top notch place. Yet those cites have world class swinger venues from all that i have heard. MEZZ Max putter with LAGP putter shaft. I am guessing but don't know for sure that you do not see a lot of these questions on the London or Paris forums? Wedges: Ping Glide 3.0 50*, 54*, 60* Due to the expansion of 81st street this past year, the original par 5 first hole had to be changed to a par 4, but it is still a challenging hoie. How early does the club open on both weekend and week-day mornings? Vokeys SM6 52,56 SM7 60 They say no better value course in Memphis. A day at The International is completely dedicated to enjoyment and the team at The International is doing everything to guarantee it. I just like it better than Indian Springs and Meadowbrook. They've taken a few lessons in the past (coincidentally from the sister of the woman who does Jr. Given that the membership is mostly made up of golfaholics like ourselves, the staff becomes very familiar with all the members specific needs. Club Membership I live off of 101st between Garnett and 129th E . We do get a lot of questions. Third party advertisements support hosting, listing verification, updates, and site maintenance. Suggest Listing You also have the Bailey Golf Ranch up in Owasso and it's a great track. If I were to move back to Tulsa I'd join Forest Ridge. Please contact the clubhouse For membership rates & information. Sorry to bump such an old thread. TPC Southwind may have a deal for you as well given your age. Providing an exceptional country club experience, Big Spring Country Club features two unique campuses the Big Spring Campus in Louisville, KY and the Harmony Landing Campus in Goshen, KY. As a Club, we continue to dedicate ourselves to providing unparalleled service, fostering enduring friendships and instilling a true sense of community within our membership. We are always looking for new players. Windyke-700 intiation and 185 a month fits the budget easily. Directed Force I have a young family and this is a big bummer for me as it is less intrusive on the family if I can be back home by 11:00am or earlier, - No Junior Golf. Bridgestone J40 DPC 4-P - DG X7, Mizuno t7 50* - DG X7 Performance & security by Cloudflare, Requested URL: www.flcmaa.org/Files/Library/DIRECTOROFFB-BIGSPRINGCOUNTRYCLUB-FINAL.PDF, User-Agent: Mozilla/5.0 (Windows NT 6.3; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/103.0.0.0 Safari/537.36. TPC looks great and is in my budget, but Colonial seems hard to beat with no initiation and very cheap dues for the young member rate. I lived in Memphis 13 years ago and belonged to Chickasaw Country Club at the time. Contact For all your questions you can contact the reception of The International via 020 - 303 4444 or info@theinternational.nl. > Tracy Phillips or Ryan Rody. Ridgeway- collierville might be too far outside Memphis but the course and driving range look absolutely stunning. I almost went this route instead of TPC. Outstanding clubhouse and course and they are pretty low on membership right now so play should not be a problem. Thanks for the reply. All rates are subject to applicable taxes. Given where I live, Meadowbrook makes a lot of sense. - Course remains in great shape. I'm moving to Tulsa, OK at the beginning of the year. I would love to just play Southern Hills much less become a member there. Almost no feedback. Copyright 2023 Cold Spring Country Club All Rights Reserved. Come join in the fun at Cold Spring Country Club! Single Adult Weekday and Senior/Military Weekday may play anytime Monday thru Friday, including Monday holidays. Information found on CountyOffice.org is strictly for informational purposes and does not construe legal, financial or medical advice. You do not have access to www.flcmaa.org. Just wondering how they're doing with the renovations and restructuring over the last couple years. Incorporation for Harmony Landing Country Club were filed on September 19, 1953. Bardstown Country Club is the only 36 hole country club in the state of Kentucky and includes both Maywood and Woodlawn Springs. From what Ive heard, Memphis CC is likely a pipe dream. > If any of y'all have any suggestions on a really good coach shoot me a message! Better or different options would mean a trip outside the city. As far as the membership is concerned, they are very heavily golf oriented. I was dead set on pulling the trigger at Golf Club of OK this spring, then tore my rotator cuff skiing and had to have surgery. Ping G410 plus 3 wood Ventus Blue Velocore7x If money were not an issue spring Creek all the way. Unless you have a member to play with, getting on any of the private clubs (MCC, TPC Southwind, etc.) I just recently picked the sticks back up after a 2-3 year stint off. The golf course designed by top golfer Ian Woosnam in combination with Mastergolf is perhaps the most beautiful in the Netherlands. I don't remember the exact rates, but you could call and check. The Big Spring golf course opened in 1923. Im missing this whole season. If you are staying in amsterdam then the paradise Club makes a lot of sense. The club will work with you to meet some people and it can work its way on from there. Clear editor. If I end up pulling the trigger it will like be at TCC. Ill start looking again late fall or wait until the spring at get serious about it. LEARN MORE. Good sized, well maintained Fazio design. Id be more interested in seeing what SamePlace bar is like. Wyndke is a better choice. By Irene- only 130$ a month for anyone under 35. In general, though, expect an average price between $700 and $25,000 for initial fees and then monthly rates on top of that, which will vary from around $70 all the way up to over $1,500 per month. I have been driving up to covington to play at their "club in the country" $140 membership. Just (ta && ta.queueForLoad ? Is there anything else in the area that I should have on my radar for when I start putting out feelers? 1. Driver: Callaway Epic Max LS, stock stiff, 9* Big Spring Country Club in Big Spring, Texas, get driving directions from your location, Big Spring driving ranges and putting greens, Howard County Public and Private Golf Courses. BIGHORN's commitment to exclusivity allows Members to enjoy play, without tee times, on two distinctly different championship courses. Sorry for the almost year long delay. In fact FR is probably the main reason I havent joined somewhere private yet: its a great course, normally in pretty good condition, with pay-as-you-go benefits of a public course. The par 3, 14th hole is the best par 3 in the area. I've been talking with Golf Club of OK and with some of the folks at Meadowbrook. I am sure I can get all of this answered when i set up an appointment with them but thought I would poll the group first. Read More. Thats why generations of members, since our founding in 1926, have called Big Spring Country Club home. Trying to use the membership not only for fun, but a good networking opportunity as well. ". Find the right course & the right club for you. Bardstown Country Club is the only 36 hole country club in the state of Kentucky and includes both Maywood and Woodlawn Springs. Never been but it sounds like a fairly busy place. TM Sim Ventus Blue Velocore 6x I have convinced myself Indian Springs is not what Im looking for. Membership in BIGHORN is subject to applicable residency requirements. Olive branch country club- looks very average?? And then there's obviously tpc south wind which is also going to be out of my budget. No expense was spared when Spring Creek was built. Privacy Policy Spring Creek Ranch is the best in that list imo, and most likely more than you want to pay. Member privileges are available on a year-to-year basis and are subject to change. The course was re-designed by golf course, Champion Trace Golf Club is a private golf club offering one of the finest golf courses in Kentucky to its members and guests. The clubhouse was renovated in 1993, as was the golf course. Next, experience The Springs up close, with an immersive club visit, home tours, and a complimentary round of golf. Location and Contact. No it's not just amsterdam, swingers clubs of all sorts can be found anywhere for the most part. not because it was a swingers club it was because of the traffic on the street. I just recently picked the sticks back up after a 2-3 year stint off. I agree with MarkCPAI played Colonial a few times in college in tournaments back in the early 2000s. But TA must understand that sex and grass are a big pull as far as Amsterdam. It took the CEO of FedEx 5 years before he could get into MCC. Driver: PXG 0811x 9* Fujikura Speeder 661 Evolution IV Colonial CC is in a big transition phase right now. 2020 PRIVATE CLUB DIRECTORY CLUB ADDRESS PHONE and WEBSITE INITIATION * DUES ** WAITING LIST MEMBER CAP FACILITIES COURSE ARCHITECT CONTACT . They're kitchen only stays open until 3pm, with breakfast being served on the weekends. No fall off after purchase by home builder. Your link has been automatically embedded. Case and point, you have lots of options, so I'm sure you'll find the one that's right for you. Are there any current or recent members who can speak to questions about Meadowbrook? I love the course at Emerald but there would be more weekend, public traffic to deal with. [url="http://www.golfwrx.com/forums/topic/940075-davids-bag-and-golf-room/"]WITB Link[/url]. If you have an account, sign in now to post with your account. In order to optimally fulfill the different wishes from the market, we have created two forms of membership that offer you a full right to play: Private membership and Corporate membership. > > If any of y'all have any suggestions on a really good coach shoot me a message! All family rates account for 2 adults and any children 18 years of age or under living at the same address. I did end up joining Meadowbrook and am still there 1.5 years later. As far as Indian Springs is concerned, they have two courses. Patriot is the next level up. And if you are a range rat, Windyke is your club. The golfer "around" Tulsa is afforded more good golf opportunities than anywhere else in the state. Find 2 external resources related to Big Spring Country Club. Everything is finished from A to Z and from the beginning to the end. I also live next to Forest Ridge. But amsterdam is a city people come to for the sex----many do. read more, 2023 Spots, LLC. The clubhouse is incredible and the food is top notch. Founded: 1923 The Basics: This lavish club is built around a core of nouveau riche. APPLY NOW: Cleveland Frontline Elite Putters! Oude Haagseweg 200 I just want to play the new greens before I decide. Actually, Forest Ridge may still be in the mix because my wife likes the pool. Between the holes there is a natural hilly landscape, so almost everywhere on the course you have the pleasant feeling of being the only on the course. Please include what you were doing when this page came up and the Cloudflare Ray ID found at the bottom of this page. I just want a course that stays in good shape with good practice facilities. 5901 Dutchmans Lane, Louisville, KY, 40205; bigspringcc.com New Website Address. GolfWRX_Spotted posted a topic in Tour and Pre-Release Equipment, Tuesday at 04:47 PM, GolfWRX_Spotted posted a topic in Tour and Pre-Release Equipment, February 20, GolfWRX_Spotted posted a topic in Tour and Pre-Release Equipment, February 13, GolfWRX_Spotted posted a topic in Tour and Pre-Release Equipment, February 6, GolfWRX_Spotted posted a topic in Tour and Pre-Release Equipment, January 31, By Single Adult Full - 30 to 59 years old. Wyndyke is a very good option having 36 holes plus an 18 hole par 3 course that is well maintained. NOW AVAILABLE: GolfWRX G/Fore Hats and Holderness & Bourne Polos! The daring concept of creating a very challenging, beautiful and very well maintained golf course with The International in a metropolitan environment is if we say so ourselves more than successful. I think it's going to be wyndyke or Chickasaw. Big Spring Country Club, the premier country club in the region, brings a rich history of dining, championship golf, extraordinary swimming and racquets facilities, fellowship and camaradie among its members for close to 100 years. I've played all the courses you mentioned and best bang for your buck is Wyndke! Both of these questions are based around the fact that one of the biggest benefits of a club for me is not to have to fight the crowds. The person I talked to at Chickasaw was literally the nicest guy ever and offered to drive me around Memphis and show me where the good places to live are. You won't get on the course at MCC, unfortunately. Thanks, WITB Very hard track. The West course is between 3 to 4 strokes easier depending on who you talk to and a fun play. Re: Swingers Clubs Amsterdam. Never been but the reviews are OK to better than OK for the most part-------at least when it's a couple. Or within budget? Upload or insert images from URL. Just saw your posts. I would stay away from Irene, it is extremely crowded Colonial is the best bang for the buck right now in Memphis. The golf course, clubhouse, catering and service are of the highest level imaginable and members and their guests appreciate that. The food is not what I would consider fine dining except for the various member dinner functions for Holidays and mixers. Were delighted to introduce you to our membership opportunities and to help you find the desert lifestyle of your dreams. . Multiple courses is a plus. If you have an account, sign in now to post with your account. No nothing on the news. Our address: If the golf lifestyle of your dreams includes accessible tee times, rewarding play, fast friends and tremendous value you'll want to explore golf membership options at The Springs. That's a pretty great price but it isnt exactly where I'd want to live. It is close by (for me) and I love the layout. JUNIOR. Im currently playing the public courses in town. Any intel on Southern Hills guest fees? Colonial country club- course seems to have some history with hosting the st Jude Classic but that was a while ago. Hey, it ain't Myrtle Beach but.. And, it's a pretty [emailprotected] good town to boot. If you are still there, it sounds like the answer is "yes". 2023 County Office. Membership at Big Spring Country Club grants our members access to two beautiful and historic facilities - Big Spring in East Louisville and Harmony Landing in Goshen. I just recently picked the sticks back up after a 2-3 year stint off. Good luck :). MCA MMT-125TX. golfinbrad Tulsa CC, if you can afford it. That whole topic always makes me think of the swingers farms and such in secluded villages, which you see on tv shows like Jambers or Buch. Thanks so much for the responses. Very friendly people it seems :-). The Paradise Club is a regular swingers venue. If you are looking for a game, there's plenty to be had. Thanks in advance. Must have a minimum of an N drivers license and have their parent sign a waiver on their behalf and leave a $500 refundable deposit) Play after 12:00pm Saturday, Sunday and Holidays. It really helps me narrow it down. What about mirimichi? I've never been a member of a private club and am trying to decide if it make sense to join somewhere that is "middle of the road" like a MeadowBrook or Indian Springs or just stick with the nice publics (like Emeral, Forest, Cherokee) and wait to see if I can afford a place like Cedar Ridge at some point in the future. I'd like to try to reinvigorate this thread (6 years later). I play most of my golf at The Canyons. Thanks again! We've made it easier than ever to find out. Hybrid: Callaway XR Pro stock pro stiff 18* Not sure how much Spring Creek Ranch are but that is the cream of the crop in Memphis if you ask me. For all your questions you can contact the reception of The International via 020 303 4444 or info@theinternational.nl. The International is a unique club in the Netherlands. ta.queueForLoad : function(f, g){document.addEventListener('DOMContentLoaded', f);})(function(){ta.trackEventOnPage('postLinkInline', 'impression', 'postLinks-70712484', '');}, 'log_autolink_impression');Amsterdam happens to be somewhere I haven't been yet & still to try. I would choose Colonial over all those but it may be far out from you. Windyke, my home club, is the area's very best value. (12 - 18yrs as of Jan 1, 2023) Walking Membership $329. The average individual club membership is $520 per month, according to a survey by Golf Digest. Otherwise, though, I loved the course. Previously, Jenny was a Board Member at Youn g Professionals Association of Louisville and also held positions at Andover Golf & Country Club, Denver Broncos, Cleveland Barons, Lexmark . We are always looking for new players. Schedule A Showing Online Or Call Kimberley Kelly At 760-285-3578. TPC Southwind is boarderline for your budget ( just joined myself, PM me for details). Colorado Springs Country Club 3333 Templeton Gap Rd., Colorado Springs 719-634-8851; cscountryclub.com $7,500 $520/mo. Not young but dont want to play with a bunch of geezers all the time. Way late on my update request here but did you choose to join anywhere? Should be close to done now. Name Big Spring Country Club Address 2401 Driver Road Big Spring, Texas, 79720 Phone 432-267-5354 Fax 432-268-1431 The club ownership invests back into the facilities well and I've watched money put back into all the courses, so conditions are always good. . I think we have a real obligation to act like adults when it comes to these topics. Putter: Ping Harwood, L.A.B. From private to semi-private, we have all kinds of options in Kentucky for you to . Hybrids: PXG 0317X 19* The course is very difficult. But I guess that swinger clubs ASO are common nearly everywhere, arent they? - I are there a decent number of members that aren't yet retired (I am 39). it was a house in residential area. Usually Battlecreek, but we hit them all. Big City, Bright Lights. Ave. East course excellent west is okay. We have a good group that plays Saturdays but Im looking to back down on work and play more golf. First time ever in the area and wanted to bring the sticks with me for a couple of rounds. MP20 MMC 4-PW Modus 120X Your IP: 210.65.88.143 Hopefully someone tells me otherwise. If any of y'all have any suggestions on a really good coach shoot me a message! I think the difference with TA (ta && ta.queueForLoad ? Anyone else have recent experiences with the private clubs around S. Tulsa/Broken Arrow they want to share? Around the same price, two courses, etc. As far as social events are concerned, they have a "reasonable" amount of them for members, but as most corporate owned clubs go, the club is heavily used as a banquet facility. Ball: Titleist Pro V1 Yellow, Snell MTB Black Yellow, Maxfli Tour Yellow, TaylorMade TP5 Pix, No way. Golf Club of Oklahoma is another great course just south of Broken Arrow. 020 303 4444 | info@theinternational.nl, Jurrian van der Vaart, Playing professional. I play it once each year in a scramble and just dont love the courses or the conditioning. I'll be able to work from home 75% of the time so I'm just going to find a course first then pick a place close to it. I am outgoing and have since met people but it took a year. yes, never have seen swingers club inquiries on the fort worth, texas forum..but they are here. Looks like a lot of bunker improvements are being made. Scotty Cameron Phantom X 5.5. The Big Spring golf course opened in read more, Bowling Green Country Club is one of Kentucky's oldest and most respected clubs. We have several guys that are good players. The clubhouse is also largely made of this beautiful stone, making everything on and around the complex a beautiful and harmonious whole. Whether you are searching for an individual, family, or corporate golf membership, it's important that your Kentucky golf membership provides the right kind of course, environment, and amenities that meet your needs. Upload or insert images from URL. Wedges: Mizuno MP-T 56*; Callaway X Series Jaws 60* No 450 Swimming, tennis, dining, fitness, . Small group considering a trip through OK. Was going to have my club pro reach out to SHCC but wondered if some of the guys might be priced out. I've done a decent amount of research and from the old posts above I'm thinking TPC or Colonial. For Payment options, please contact IAN HENSON at ianhenson@golfbighorn.ca! I have considered the Oaks, TCC and a couple others. The Sameplace bar and club. I also looked into Cedar Ridge and Meadowbrook but price of the former and traffic of the latter became a factor. This is reflected in the higher cost of many Palm Desert country clubs and homes for sale. It also provides golfing services, such as golf lessons and golf products for sale on site. Ridgeway and Germantown are going to be boarderline too so if it came down to those three I would go TPC. We're here to help. There's a good short game area for wedge and bunker practice. I've noticed via Facebook and just driving by Memphis National that a lot of work is being done there right now. Multiple courses is a plus. Powered by Quadshot. That is insanely cheap the course must be pretty bad? *Restrictions apply. The Oaks is in West Tulsa and was a younger crowd but I haven't played there since they made some course changes. Jocephus1, November 19, 2010 in Great Plains WRX Chapter. You and all the many other swingers could easily organize a festival there are so many. Login - Big Spring Country Club Member Login Instructions All first time users will need to register in order to access the members only area. The holes are very different, both in layout and in terms of challenge, from an extremely long hole without bunkers to a very short hole with no less than eight bunkers surrounding the green, from narrow straight holes with descending fairways to artful doglegs with sometimes even blind shots. I worked at Meadowbrook for about 2 years in high school and college. Single Adult Weekday 30 to 59 years old, Senior/Military Full 60 years old and older, Senior/Military Weekday 60 years old and older, Couple two married adults living in the same household, Family includes couple membership and up to 2 junior memberships, Each additional junior with family membership =, College Student 18 22 yrs old with valid college ID. From private to semi-private, we have all kinds of options in Kentucky for you to choose from. Seems worth checking out for sure. I have read most of the posts. Changed greens and several holes. CountyOffice.org does not provide consumer reports and is not a consumer reporting agency as defined by the Fair Credit Reporting Act (FCRA).
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