Payactiv's financial assistance program provides employees with an opportunity to consult with professional coaches and get advice on saving, budgeting skills, debt management, and more. We always try our best to do our job well, and your kind words make it all worthwhile. If your employer is enrolled with Payactiv, you can pick up your advance in cash at a Walmart Money Center. I hate my job use this company. Devin Myer's, can you help? With fees no higher than $5 a month, Payactiv is a lot less expensive than overdrafting your bank account, getting a credit card cash advance or taking out a payday loan. However, there are very few additional fees. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. You can also easily lock lost or stolen cards. Payactiv costs nothing to the employer. We may also receive payment if you click on certain links posted on our site. One of our representatives will be reaching out to you shortly to assist you. Payactiv integrates with leading HCM, Payroll, and T&A providers, including ADP, Paychex, UKG, Workday, SAP, and Paycor. Prevention Platform. ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. 1 Many (but not all) employers, government benefits providers, and other originators send direct deposits early with an effective of 1-2 days later. By clicking the 'Subscribe Now' button, you agree to our Terms of Use and Privacy Policy. If you get Payactiv through your employer and have a Payactiv Visa Card* with direct deposit, you can access your earned wages at no cost when funds are transferred to the Payactiv Card. Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. Student Loan Forgiveness: Bidens Fresh Start Plan Deemed $34 Billion Success How It Benefits Borrowers, Student Loan Forgiveness: 5 Takeaways From Supreme Court Hearing Day One, country's estimated 7.1 million unbanked households, Access your paycheck up to 2 days early or get a cash advance even sooner, No activation or monthly maintenance fees, Gain financial insights and access to money management tools through the app, Funds up to $250,000 protected through the FDIC-approved Central Bank of Kansas City, Can only access 50% of your net pay as an advance, Some features are only available if your employer is part of the PayActiv EWA program. We always try our best to do our job well and your kind words make it all worthwhile. David m helped me out when I needed it! Advertisement AN Angelica reviews US Updated 4 days ago Better with certain agents That's why we provide features like your Approval Odds and savings estimates. Your employer automatically deducts the advance from your next paycheck, so theres technically no repayment term. Anna Serio is a trusted lending expert and former Commercial Loan Officer who's written more than 1,000 articles on Finder to help Americans strengthen their financial literacy. Its also one of the few cash advance apps Ive reviewed that offers cash advances. Perhaps most importantly, you can take a cash advance of up to 50% on your earned pay with no fees or interest charges. Have a blessed day. PayActive interfaces with your employer's time and attendance system to make your pay available as it is earned, rather than waiting until payday. Creating a Payactiv account is free for all users and contains many free features including bill pay, discounts, financial counseling, and budgeting and savings tools. In terms of security, no app is 100% secure. Of course, a key consideration when youre using any financial technology or carrying a new debit card is: How is the security? Its privacy policy states that it discloses customer information to third parties necessary to facilitate the delivery of its services but tries to limit the information provided. Run! Google Play and the Google Play logo are trademarks of Google LLC.Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Payactiv in 2012 created earned wage access, a service that allows workers to get an advance on their paychecks between pay periods. Payactiv SDS-IT. Money is available immediately. If there's anything you need in the future, please don't hesitate to reach out to us at support@payactiv.com. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. What Users Can Expect Online market research communityPoints earned for taking surveys or other tasksRedemption options include cash or gift cardsTwo options for participation: SJ Opinion and SJ Pulse With the Venmo credit card, you can get cash back or use your rewards to buy crypto. Regular source of income, Verifiable bank account, US citizen, Ages 18+. We also ensure all reviews are published without moderation. He deserves recognition. You may even pay less for Dave than you would with PayActiv, depending on the PayActiv services you use each month. Payactiv is a great place to work. This product doesn't have any reviews yet. Here are 8 tips for writing great reviews. Hi Melissa,We're glad that our representative could help you resolve your issue. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Hi Michelle,We sincerely apologize for your negative experience. Was never asked what the issue was. This rating has decreased by -17% over the last 12 months. Student Loan Forgiveness: Will You Qualify for $0 Payments Feb. 28 marked the first day of the Supreme Court hearings on President Biden's student loan forgiveness program. Your earnings, spending and savings with you in control. Let alone ask you "how can you be getting a refund that is over a year old doesn't make sense to them how is that possible" then got hung up on. We always try our best to do our job well and your kind words make it all worthwhile. Get advice on achieving your financial goals and stay up to date on the day's top financial stories. m was so helpful he updated my ewa hours so I could handle all my business. Optional, only if you want us to follow up with you. We'd like to turn this around and resolve your issue ASAP. One of our representatives will be reaching out to you shortly to assist you. Image: Man sitting in his living room, on the floor in front of his couch, looking at a Cleo cash advance on his mobile phone. And its only free if you sign up for direct deposit to a Payactiv Visa Payroll Card. Youll also pay a $1.99 fee if you are picking up a cash advance at a Walmart Money Center. Payactiv provides an FAQ section, webinars, and blogs with useful industry insights for self-serve. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. Learn more at www.payactiv.com. Mr. Davis worked very hard to help me and work with his supervisor. We always try our best to do our job well, and your kind words make it all worthwhile. We'd like to turn this around and resolve your issue ASAP. The review found that, on average, the cost to borrow $500 from a payday lender in Louisiana for four months was $435, or an interest rate of 405%. :). :). If youre struggling to attract and retain talent, revamping your employee benefits package is a great place to start Employers winning the war 2023 Payactiv, Inc. All Rights Reserved. However if you ever need support with this company call the phone number and ask for Ronnie OConnor, twice now this man has gone out of his way to make sure I fully understood the issue I was experiencing and how to correct it and was clear and polite despite me not being so at times and if hes not already running the customer service call center for this company he damn well should be! 24 Reviews Visit Website. Have a blessed day. Very knowledgeable and patient. finder.com compares a wide range of products, providers and services but we don't provide information on all available products, providers or services. Workers don't need permission to access earnings prior to payday. Love you Davis M! Payactiv, a Public Benefit Corporation and Certified B-Corp, is a holistic financial-wellness platform that provides employees on-demand access to earned but unpaid wages. Have up to $250 automatically deposited into your account for a $9.99 membership fee. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. Beyond EWA: 3 Financial Wellness Benefits to Boost Employee Satisfaction, Why Traditional Employee Benefits Arent Enough Anymore. He was still taking care of it and much to my surprise fixed it all together whiley phone was rebooting. If there's anything you need in the future, please don't hesitate to reach out to us at support@payactiv.com. If there's anything you need in the future or any feedback you have for us, please don't hesitate to email us at support@payactiv.com. Our scoring formula weighs several factors that differ from * The Payactiv Visa Prepaid Card is issued by Central Bank of Kansas City, Member FDIC, pursuant to a license from Visa U.S.A. Inc. Certain fees, terms, and conditions are associated with the approval, maintenance, and use of the Card. In 2020, Payactiv released a short film titled, "We Heard You." We may receive payment from our affiliates for featured placement of their products or services. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by PayActive, Empower or Dave. LoanPro is a core lending software which specializes in the servicing of loans. Support for the Payactiv App, Payactiv Card, transactions, signing up, and more, Id like to offer Payactiv to my employees, Learn about how Payactiv products help your employees and boost your business. Otherwise, read on! Explained my issue & he definitely assisted what agent Jane E messed up on. She was kind and courteous and advised me that the previous agent I spoke with was able to resolve my issue. Thank you Grace!!! 1 to 3 days or same-day in some circumstances, Bank account must have at least 60 days of activity, Balance must be above $0 and have an average minimum balance on pay day. , Hi Allysa,Thank you for taking the time to write a review about your experience. Credit Karma, Inc. and Credit Karma Offers, Inc. are not registered by the NYS Department of Financial Services. PayActiv is the first Early Wage Access program approved by the CFPB and is used by many employers across the U.S., including Walmart, Uber, Pizza Hut, Subway and Neiman Marcus. Hi Elizabeth,Thank you for taking the time to write a review about your experience. Davis M was very helpful. We always try our best to do our job well and your kind words make it all worthwhile. Hi Eric,Thanks for letting us know about your concern. Head to our FAQ page for answers to common questions regarding Payactiv services. 243 total. CONS. Payactiv is the winner of the Innovative Payments Association's Consumer Champion Award, a Finovate winner and finalist, and the recipient of numerous best-in-class awards in both FinTech & HRTech. We hope to find a solution that makes you smile. Yes, its legit. App Store is a service mark of Apple Inc., registered in the U.S. and other countries. In the Business to Business Service category. Your livelihood, in hand No cost to open a Payactiv account where you can easily manage your everyday needs and plans for the future Labeled Verified, theyre about genuine experiences.Learn more about other kinds of reviews. Literally the best agent ever! There are two levels to consider in examining the safety and security features of PayActiv: protection of your money and protection of your financial information. We always try our best to do our job well, and your kind words make it all worthwhile. Hi Shelly,Thank you for taking the time to write a review about your experience. Its compliant in all 50 states and offers its Earned Wage Access program with an Approval Order from the Consumer Financial Protection Bureau (CFPB). Payactiv is part of a growing trend of apps that offer low-cost alternatives to a more traditional option: the payday loan. Payactiv, previously known as Earned Wage Access (EWA), is a Public Benefit Corporation and Certified B-Corp that aims to bring financial security to lower-income hourly workers by providing them with on-demand, real-time access to their earned wages. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. However, you will pay a fee of up to $1 per day, capped at $5 per month, each time you use the program to make a bank transfer, load your card, pay a bill using your prepaid Visa or use the money for Uber or Amazon. When compared to the high interest rates of a payday loan or taking out a cash advance on a credit card, however, PayActiv fees are minimal. Grain app review: Small lines of credit with no Cleo app review: Small cash advances for members, Can only access up to 50% of your paycheck, Fees may apply depending on where you have funds deposited, Full benefits are available only if your employer participates. It powers financial innovation by giving users the tech . Ronnie was a FABULOUS agent to work with. With low fees and no interest charges, plus robust features that help you manage your money, PayActiv can help you take better control of your financial future. It is especially beneficial for lower-income hourly workers who want to access their earned wages between paychecks. :). ** Central Bank of Kansas City is the issuer of the Payactiv Visa Prepaid Card only and does not administer, endorse, nor is liable for the Payctiv App. Its an app that people can use just like a regular wallet to store their card details and information. Hi Contrast,Thank you for taking the time to write a review about your experience. No cost to open a Payactiv account where you can easily manage your everyday needs and plans for the future, In 2012 we innovated the way to get paid when you work, not two weeks later. If your employer is enrolled in the Payactiv EWA program, youll be able to access funds from your paycheck up to two days in advance (four days in advance if youre a government employee). Be sure to include your Employer's name, Employee ID, and Mobile number. People who write reviews have ownership to edit or delete them at any time, and theyll be displayed as long as an account is active. Anyone can write a Trustpilot review. PayActiv. I should have listened! I have never had a bank tell me they can't accept my money back due to a time frame block my card and everything. Have a blessed day. EWA has not worked for a while. Image: Woman on the street looking at her mobile phone. We think it's important for you to understand how we make money. Fixed my problem, no hesitation! Or if I brought up my case number, they would stop replying and end the chat/call. Hi Janel,Thank you for taking the time to write a review about your experience. lawanda moore. Hi Bella,Thank you for taking the time to write a review about your experience. PayActiv is a revolutionary fintech company providing a needed service for many workers who need just a little help getting from paycheck to paycheck. He deserves a huge raise. Thank Yall So Much Kudos to the whole entire Payactv team! This site may be compensated through third party advertisers. The SmartSave feature helps you set achievable financial goals each month, creates a saving plan for you, and provides discounts for day-to-day spending like gas and medicines so you achieve your goal at the end of the month. :). Ive wrote a review before and I went back and Changed it but this time Im sticking to my review worse company ever no one helps you you cant access your earnings when you need them everyone is rude as hell when trying to figure out why the app is not updating Ive talk to 6 different people in 2 weeks and everyone says Aw wait 24 to 48 hours NO ONE HELPS unless you write a review its ridiculous I mean its really false advertisement because you are not able to access your money when you need it even if you work all your hours.I have screenshots of every person Ive talk to even the ones that open the chat ask what they can help you with them never respond again or close out the chat smh but thats how they do business. Find and reach Payactiv SDS-IT's employees by department, seniority, title, and much more. But Payactiv takes reasonable measures to protect its customers information from theft and loss using SSL encryption techniques and authentication procedures. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Payactiv partners with companies of all sizes, including Walmart, Visa and Amazon. Plus, youll be able to review your current earnings on the app and see how many hours youve workedBut even if your employer isnt enrolled in Payactiv, you still might be able to receive some of your paycheck up to two days ahead of payday. Hi Bill, sincerest apologies for the inconvenience. Couldnt find my employer, took them a half hour to find out they are in fact signed up, then after all that, there is a block on my account. The customer service team is no help you ask for one thing they send to something else, The app does not update its self and you cant get any one to help with that.This whole app is trash they just need to start over. Compensation may factor into how and where products appear on our platform (and in what order). Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. Customer service rep Zachery Marshall was very polite and patient. There are no monthly maintenance fees to have a PayActiv account and no activation fees. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Consider a provider that doesnt require you to work for a partner company instead. I promise he is the best & only agent i will deal with! Auto, homeowners, and renters insurance services offered through Karma Insurance Services, LLC (CA resident license #0172748). In 2020, Payactiv released a short film titled, "We Heard You." Daily pay is a really good app way better then this crap they call an app. Payactiv works by partnering with employers to offer advances on their earned wages. We're looking into your account. Hi Amy,We sincerely apologize for the inconvenience. :). Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. A co worker of mine tried to warn me about pay active. How many times can you use PayActiv in a pay period? Easy, free, instant mobile payments. Payactiv offers a suite of financial services that include savings and budgeting tools, bill payment and financial-health measurement. J.P. Morgan Wealth Management Review: Plans Tailored to Your Financial Goals, Dosh Review 2023: Getting You the Most Back on Your Purchases. You can also consult 1:1 with a financial coach to discuss savings, budgeting skills, how to improve your credit score, debt management, and more.. Payactiv Connect is an internal communication platform within the Payactiv app that employees can use to stay up-to-date with company news, reach out to coworkers, view their schedules, assign and swap shifts, and receive Payactiv news. Business Profile PayActiv, Inc. Financial Services Contact Information 4880 Stevens Creek Blvd #102 San Jose, CA 95129-1276 Get Directions Visit Website Email this Business (877) 910-8400 Primary. Shop Pay is an innovative payment solution developed by Shopify. Once an employer agrees to offer Payactiv to their employees, the service can go live within 48 hours. I appreciate her help please give her a raise . 2023 Payactiv, Inc. All Rights Reserved. Hence, our vision is simple bring financial security, dignity, and savings to the millions experiencing financial stress. Yieldstreet is an alternative investment platform that securitizes art, real estate, short-term notes, structured notes and supply chain financing. I appreciate the patience, going the extra mile, and not once being rude! But it also has 116 complaints on the website and received only 2.63 stars from BBB customer reviews. PayActiv, Inc. He was kind and patient with me and was able to fix my paycor app issue within minutes. PayActiv earned its 4.7 score from GOBankingRates based on the following features. Have a blessed day. Agent assisted me and resolved my issues very quickly. Feb 16 I finally get connected to Ned. When possible, please email us your details at support@payactiv.com with App reviews in the subject line. One of our representatives will be reaching out to you shortly. Of course, the offers on our platform don't represent all financial products out there, but our goal is to show you as many great options as we can. Information technology & services. information service that aims to provide you with information to help you make better decisions. Advance up to $250 from your paycheck plus get access to your paychecks up to 2 days early with direct deposit. Talk with a financial professional if you're not sure. First, since the money in your PayActiv account is held by Central Bank of Kansas City, an FDIC-insured institution, your money up to $250,000 is protected. I called three to four times the last two days and Im so glad I got Natalie this time. If you dont work for an employer that partners with Payactiv, you can still receive your paycheck up to two days in advance by signing up for a Payactiv Visa Prepaid Card, which is a debit card. Hi Regina,Thank you for taking the time to write a review about your experience. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. One drawback is that Empower charges an $8 monthly fee. Verification can help ensure real people write reviews about real companies. Faster access to your money. We always try our best to do our job well, and your kind words make it all worthwhile. Get live support 247 Live chat Start chat now Call us toll-free 1 (877) 937-6966 For International Customer Service: 1 (510) 404-0525 Check our FAQ for common questions View FAQs No commitment. Money accessed through PayActiv will show as a deduction on your next paycheck. Payactiv has partnered with 1500+ businesses and served over 2 million users since its inception in 2012. I give up, too much effort for a service that is too easy to live without. She is the founder and owner of GeekTravelGuide.net, a travel, technology, and entertainment website. If there's anything you need in the future, please don't hesitate to reach out to us at support@payactiv.com. These apps offer advances on your wages to help avoid overdraft fees and expensive short-term loans. Agent after agent kept telling me to wait an additional 24 hours. & you guys really need to fix this issue with the app not being up to date & chats closing out & now my earnings chart, isn't trying to show what I made & just stopped after finally popping back up again now trying to stop showing what i madevery frustrating. Hi Michell,Thank you for taking the time to write a review about your experience, it's always rewarding to hear such kind words. Alan Davis was very awesome. Businesses that partner with Payactiv see significant cost reductions through increased recruitment, engagement and retention. What stands out about PayActiv is the ability to receive up to 50% of your earned net pay each period as a cash advance. But since we generally make money when you find an offer you like and get, we try to show you offers we think are a good match for you. We strive to provide the best experience we can for our customers, and we're sorry that your initial experience did not meet the standard. Many borrowers are keeping a close eye on this court hearing, as they could GOBankingRates Best Banks 2023 scores and rankings are objectively determined by our I had a big issue n called for days. How likely would you be to recommend finder to a friend or colleague? If i could i would give 0 stars this app and the service they give is horrible . Funds accessed using Payactiv will show as a deduction on your next paycheck. California loans arranged pursuant to Department of Financial Protection and Innovation Finance Lenders License #60DBO-78868. If you have questions regarding the Card or such fees, terms, and conditions, you can contact us toll-free at 877-747-5862, 24 hours a day, 7 days a week. . I dont ever try leaving bad reviews because it hurts businesses. We always try our best to do our job well and your kind words make it all worthwhile. :) DC Darius Cohn 1 review US Oct 10, 2022 Mr. Darius Cohn Mr. Ronnie O'Connor made my call to customer service an awesome and pleasant experience. . View our transaction pricing details. Its free to load money onto a Payactiv card, but if you want to transfer funds to your bank, pick it up at Walmart, spend it with Uber or Amazon or use the bill pay feature, you can expect to pay additional fees. Thanks for signing up, we send our newsletter every Tuesday and Thursday! Here are 8 tips for writing great reviews. Have a blessed day. Customer service is rude!! Some other noteworthy features of Payactiv include the option to receive tips directly into your bank account after a shift and a savings calculator. PayActiv achieves high marks in both areas. Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. We're working on your case. Something went wrong while submitting the form, please, Payactiv costs nothing to the employer and helps them boost employee engagement and reduce turnover by supporting the holistic financial improvement of their employees., Payactiv allows employees to withdraw their earned wages at any point during the month to pay for bills, medical expenses, and more. Payactiv is free to use if you sign up for a Payactiv Visa Payroll Card and request a cash advance. Payactiv Customer Success Payactiv 663 views 1 year ago Bridging the Gap to Financial Wellness Payactiv 267 views 1 year ago PayActiv Explainer Video ADP 1.3K views 3 years ago 5 Apps That. However, it did earn a TrustPilot score of 3.3. So far weve moved $5B+ in wages to workers, helping save $400M+ in predatory fees and penalties.**. A instant EWA was not going through even though I submitted for instant pay, a 1.99 fee. We'll certainly investigate this matter and take appropriate measures to ensure this never happens again. Employees love Payactiv because it eliminates the expensive between-paychecks toll of payday loans, bank overdrafts and late fees. As such, it permits employees to access up to 50% of their paycheck prior to payday. I'm so grateful to have had the wonderful customer service he was able to provide for me. New York, NY, 10016. Audience Companies looking for an earned wage access platform to give their employees financial relief solutions between paychecks About Payactiv UKG Wallet, powered by the mighty Payactiv, experienced an update that has caused it to no longer update my hours. Advances can reach 50% of your earned wages though some employers may limit how much you can borrow. Hi Courtney,Thank you for taking the time to write a review about your experience. Payactiv Review. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Have a blessed day. 1 Standard rates for data and messaging may apply from your wireless provider. Rather than borrowing money or paying overdrafts and late fees, you can transfer your earned wages directly to your bank account or the Payactiv Visa Card for a fixed transaction fee that ranges between $1 and $2.99 depending on the mode of transfer. Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. You can click on the 'unsubscribe' link in the email at anytime. Oops! Don't hesitate to reach out to us at support@payactiv.com, if you have any concerns in the future. Founded in null . Kindly email us your details including your Employer's name, Employee ID, and Mobile number at support@payactiv.com. Payactiv pay advance app isn't available on Finder right now. They cant help you resolve any issues. I don't know if I am allowed to mention my experience with your full name but I recommend Payactiv because of people like Albert Wick who can help you with almost everything you need even if difficult. Anyways 5/5 for Davis M! Both my Payroll department and UKG are supposedly working to fix the problem, to no avail thus far. Replies to negative reviews in < 24 hours. 60% of employees would recommend working at payactiv to a friend and 61% have a positive outlook for the business.
